A recent Gallup poll showed that 70 percent of Americans either hate their jobs or are completely suspended from their jobs. The reasons may be different: from government officials to non-performance. Sounds familiar?
So, if your job sucks (i.e., you’re afraid of going to work every single day), you’re not alone. In fact, you might have wondered once or twice if you should just leave.
Many people do not like their job, but they remain because they have accounts, including student loan debt. So the question that might interest you is whether you can quit your job, despite having student loans?
The answer sounds loud: “Yes!”. However, you must be strategic in this regard. Here’s how:Reduce your student loan payments
Rate what you don’t like
Before you submit your resignation, take some time to take a breath and think. What do you dislike about your work? What would you like to change, moving forward?
This is an important exercise because you do not want to hate your future work either. Here are a few things to think about when evaluating your next steps:
Culture: Do you like or dislike the overall culture of your company? Are they open? Do they value everyone’s opinion? Do I need to wear a suit every day or is it more casual? Do all work together or do people keep themselves closed?
Payment: Do you have the opportunity to earn more money over time, or is the company struggling and shrinking? Is there a place for negotiation? Do they give a raise only at certain times of the year? Did they fire people recently?
Flexibility: Should you be at work from 9-5 or is there room for maneuver in your schedule? Are you allowed to work from time to time from home? Can you take your children from school and then work in the evening? Is it hard for you when you want to rest?
Management: Is your time appreciated? Do they hold meaningless meetings that seem to go on forever? Do they constantly call and email you or use a more casual approach?
When you know the answers to these questions and can determine exactly what you like and what not, you can look for a new job, knowing exactly what you want.
Find a new job before quitting your old
When you have accounts to pay, such as student loans, you need to be sure that you have a steady income. Best of all, if you hate your job, work hard to get a new, better one.
I know this is easier said than done, but now is the time when you go to work miserably every day. Here are some tips:
Explore other companies in this area that hire people with the same skills as you. Store them in an organized spreadsheet.
Search for LinkedIn and contact current employees of these companies – ask about potential vacancies. Gone are the days when you can just apply and wait for a response. You must be active if you want to get a new job.
Visit networking events and ask colleagues in various industries for a cup of coffee.
Although you must be active, you must also be careful. Do not post on social networks information about the desire to leave work or that you are looking for a new job. Instead, contact the people you trust directly and let them know what you are looking for.
Agree on your payment
When you finally get this new job, negotiate a salary; employers often have some flexibility in their initial offer. Do your research well in advance to find out what people usually earn from your position.
In the end, you can quit your job if you hate it, even if you have a large student loan payment. It is important not to rush with your decision. As much as you would like to throw in place, you must be strategic.
Determine what you don’t like about your job, do research to find companies in the area that offer what you want, and (quietly) connect your path to a new position.
Once you find your new job, be armed with all the information you need to negotiate higher pay. In the end, the more money you can negotiate for yourself, the easier it will be to speed up the repayment of a student loan.
For more info :https://studentloansresolved.com/